My Backoffice

This page and your backoffice is designed to help track your progression in our program.  As you complete consultations with the advising team, all interactions will be documented and uploaded to this page.  

​We will look at and collaborate on the following areas:
(1) credit, (2) budgeting, (3) all other obstacles keeping you from becoming a homeowner.

Credit Profile Summary - Joseph Gaines
Credit Scores
637 - Experian
594 - Equifax 
616 - TransUnion (m)
Summary
6 - Collections (2 medical & 3 student loans)
? - Positive items (capital one balance is too high)
Items Reporting
(1) 
(2)
Action Plan​ (5/25/17)
(1) 
(2) 
(3) 
(4)
(5) 

Credit Profile Summary - Alexis Gaines
Credit Scores
612 - Equifax
657 - Experian 
647 - TransUnion (m)
Summary
9 - Collections 
? - Positive items (capital one balance is too high)
Items Reporting
(1) 
(2)
Action Plan​ (5/25/17)
(1) 
(2) 
(3) 
(4)
(5) 

Budgeting & gfc Summary
Budget Review(s) - click here
$XXX - monthly expenses
$XXX - monthly income
$XXX - current differential
Target gfc Plan
$XXX - gfc
$XXX - savings
Current gfc Balance
$500 - 05/22/17 
$XXX - 06/25/17 (pending)
$XXX - New Balance
Personal Savings
$ xxx - (date)
Action Plan
(1) Download and complete the differential worksheet by (6/5/17).
(2) Be prepared to go through the entire expenditure list.
(3) Complete a full analysis together.

Consultation History

Date
Summary
(date)
5/25/2017
click here - written summary
click here - written summary
Recordings
click here  - consultation audio
click here - consultation audio
Links that Matter
Consultation Expectations
​Goal Setting Exercise
The Budget
Tradeline Management
Lexington Law​
​Lender List
Online Course
FHMCC Program
PDML​​​- helpingyouwin (password)
Credit Reports
click here - 5/24/17
Program Documentation
​click here - ach authorization
click here - housing application
click here - ownership benefits
click here - advising program benefits
click here - gfc program benefits
click here - personal conduct agreement
click here - housing disclosures
​click here - sourcing disclosures
Purchasing Power
click here - mortgage calculator
$XXX,XXX - Approx Purchasing Power
$X,XXX/mo - Approx Mo/Pymt
Audio Recordings
click here - 5/18/17
click here - 5/13/17
click here - 5/17/17
click here - 5/25/17
Supporting Documentation
click here - LOE #1
click here - LOE #2
click here - Personal Budget ​