We believe Owning is way better than Renting!
Home ownership has been proven to create stronger families and benefit communities by fostering stability and economic growth. For many families, navigating through the qualification and purchase process can be complex, frustrating, and intimidating.
Many face barriers that prevent them from achieving their goal of owning a home.
These barriers include insufficient funding for the financial obligations of the transaction, poor credit, high consumer debt loads, lack of income, and the general resources needed to pull it all together.
Helping families address these barriers requires a system that supports them before, during, and after the home-buying process.
This system includes pre (and) post-purchase education. Such a system creates long-term, successful home owners and, as a result, successful communities.
Don't Let Bad Credit Stop You
Statistics show that nearly 76% of the renting population has less than perfect credit or challenges holding them back from being able to purchase a home.
How can you go from renting to home ownership with bad credit? The answer is ...YOU CAN'T.
There are a multitude of factors that you need to consider in order to purchase a home. You need a specific credit score yes, but you also need to prove to the bank that you have a stable job, a proven track record of paying your bills on time and your debt must be manageable.
Knowing is half the battle. Even if you knew how to fix the credit issues, manage your credit profile and debt to income ratio, doing the work and sticking to it can be harder than you think.
You need an accountability partner. You need our advising system to help you stay accountable to the process.
If you continue to make poor financial decisions then you will NEVER BE IN A POSITION TO OWN A HOME. Our program is all about teaching you how to address issues from credit to money management and everything in-between.
Consider your options
You could see a real estate agent. They would most-likely ask you for an approval letter from a lender - before they can help you.
You go apply for a loan with a mortgage company. They will pull your credit and unless everything is perfect, you are not getting that approval letter.
They may send you over to a credit repair company who will charge you money to help you clean up your credit. "How-much-money" and "how-long" are factors you should consider when dealing with a credit repair company.
You could try to figure this all out on your own, but why would you?
With the We Help Foundation you have access to a one-stop-shop home ownership program where the credit improvement information is built into an educational system that prepares you for the responsibility of mortgage debt.
Enjoy unlimited consultations on everything from budgeting to credit improvement - all designed to help you achieve the dream of home ownership.
Our "One-Stop-Shop" approach brings together all the moving parts together with one-team. A team of counselors and industry experts that are willing to provide unlimited consultations to help you no matter how long it takes.
You can enjoy the convenience of working with one team that genuinely cares about your individual situation.